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Ferdinand
HELLO! Meet Ferdinand who resides in the Eldoret area of Kenya, which is home to some of the best elite runners that the world has ever produced. He is a hardworking farmer who has been doing farming for the past seven years. He is a family man and has one wife and two adorable kids. His primary source of income is crop farming and cattle keeping.

Ferdinand is a dedicated farmer whose zeal to succeed is very high. He wants to get out of the poverty that is currently bedeviling him. Poverty is one of the things that he hates most, which is why he is seeking a loan of KES 10,000 to purchase farm inputs and increase his yields on the farm. Inputs that he will buy include high quality fertilizer and seedlings that will double the food production on his farm. As a result of this, he will be getting more money than he was getting and hence be able to get out of the poverty level. Ferdinand is very comfortable with the repayment schedule and he is sure that he will be able to clear the loan.

Additional Information

More information about this loan

Juhudi Kilimo works with small-holder farmers in Kenya to finance purchases of dairy cows, chickens, agricultural equipment, and other assets that create immediate cash flow. Many of the assets are insured to prevent devastating business losses, and targeted technical assistance is provided to farmers. This loan will provide an income generating agricultural activity for small-holder farmers to improve their standard of living.

Important Information

To facilitate a partnership between Kiva and Juhudi Kilimo, K-Rep Group (Juhudi Kilimo’s 100% owner) has guaranteed Kiva funds in the event of institutional default. Lenders should be aware that the risk of borrower default remains borne by the lender.

About Juhudi Kilimo:

Juhudi Kilimo is a for-profit social enterprise working with small-holder farmers in Kenya to finance purchases of dairy cows, chickens, agricultural equipment, and other assets that create immediate cash flow. Many of the assets are insured to prevent devastating business losses, and targeted technical assistance is provided to farmers, from agricultural training to basic book keeping and local market research.

About Kenya

  • $1,800
    Average annual income
  • 447
    View loans »
    Kenya Loans Fundraising
  • $38,309,375
    Funds lent in using Kiva
  • 87.9
    Kenya Shillings (KES) = $1 USD
Paying Back

This loan has been fully funded!

A loan of $125 helped Ferdinand to buy farm inputs.
58% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Jun 24, 2014
Listed
Jul 13, 2014
Currency Exchange Loss:
Possible