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Hyline
Good people! Meet Hyline, a mother of four cute babies, who lives in the Nyamira area of Kenya. This area is known to be a very fertile area although the population rate is very high. But that does not prevent farmers there from being productive because they are experiencing favorable weather patterns. Hyline, being a hardworking farmer, is able to take care of her family single handedly and provide them with the basic needs including food, shelter, clothing and education. She has been practicing farming for the past eight years and throughout those years, she has gained so much experience in farming and dairy farming. Even though Hyline is hardworking, she has one problem, which is the lack of funds to improve her livestock on the farm. That is why she is seeking a loan of KES 20,800 to purchase a dairy cow. The dairy cow will assist her in increasing her income through selling milk to the nearby neighbors and villages. In addition, with the dairy cow, she is able to get manure that will be used on her arm.

Hyline will be able to pay the loan without defaulting and promises to pay the loan on time because she is very comfortable with the repayment schedule.

Additional Information

More information about this loan

Juhudi Kilimo works with small-holder farmers in Kenya to finance purchases of dairy cows, chickens, agricultural equipment, and other assets that create immediate cash flow. Many of the assets are insured to prevent devastating business losses, and targeted technical assistance is provided to farmers. This loan will provide an income generating agricultural activity for small-holder farmers to improve their standard of living.

Important Information

To facilitate a partnership between Kiva and Juhudi Kilimo, K-Rep Group (Juhudi Kilimo’s 100% owner) has guaranteed Kiva funds in the event of institutional default. Lenders should be aware that the risk of borrower default remains borne by the lender.

About Juhudi Kilimo:

Juhudi Kilimo is a for-profit social enterprise working with small-holder farmers in Kenya to finance purchases of dairy cows, chickens, agricultural equipment, and other assets that create immediate cash flow. Many of the assets are insured to prevent devastating business losses, and targeted technical assistance is provided to farmers, from agricultural training to basic book keeping and local market research.

About Kenya

  • $1,800
    Average annual income
  • 365
    View loans »
    Kenya Loans Fundraising
  • $38,138,825
    Funds lent in using Kiva
  • 87.7
    Kenya Shillings (KES) = $1 USD
Paying Back

This loan has been fully funded!

A loan of $250 helped Hyline to buy a dairy cow.
55% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Jun 17, 2014
Listed
Jul 15, 2014
Currency Exchange Loss:
Possible