Kalala is 51 years old and married with four children. She has a small plantation where she grows taro and bananas that she can sell in her community or at the market. She has been doing this for 11 years. Kalala needs a loan to buy chemicals, fertilizer, a new wheelbarrow, a tiller, a rake, new gum boots and a spade. She has been a member of SPBD since 2003. Kalala will use the profits from her sales to pay for her families weekly expenses.
South Pacific Business Development (SPBD) improves conditions for families living in poverty by providing accessible credit, training, and guidance to help them start, grow and maintain micro-businesses, build assets, finance home improvements, and afford to educate their children. 99% of SPBD’s loans go to women, who can borrow in groups to guarantee one another rather than put up collateral.