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Karina Angela
Karina is an enterprising 21 year old young woman. She is single and lives in Pachacamac with her family. She is a person with lots of desire to move forward. For almost 1 year she has been working in a small stand at the market. She is doing very well because she is a very responsible, hardworking, honest person, who is very respectful and kind to customers. Karina is grateful to the Kiva lenders, because thanks to their support she will be able to buy a bedroom set so that she can sleep more comfortably. This way she will keep on working hard to later on fulfill her greatest dream: "To have her own business and improve her family's quality of life".
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Karina es una joven emprendedora, tiene 21 años de edad, es soltera y vive en Pachacamac junto a su familia.
Es una persona con muchas ganas de salir adelante. Desde hace casi 1 año trabaja en la venta ropa en el mercado en un pequeño puesto, le va muy bien porque es una persona muy responsable, trabajadora, honesta y muy respetuosa y amable con los clientes.
Karina está agradecida con los prestamistas Kiva porque con el apoyo que le han brindado podrá comprarse un juego de dormitorio para que pueda dormir con mayor comodidad. De esta manera, seguirá esforzándose para más adelante poder cumplir su mayor sueño: "Tener su propio negocio y mejorar la calidad de vida de su familia".

Additional Information

More information about this loan

This loan is designed for people who have no access to financial services because they lack collateral or credit history, or run informal businesses. Caja Señor de Luren identifies these clients through a unique scoring system that evaluates their repayment capacity based on socio-economic and demographic indicators. The goal is to expand access to credit to vulnerable borrowers, empowering them to improve their income and living conditions.

About Caja Rural Señor de Luren

Caja Rural Señor de Luren is a microfinance institution based in Ica in southern Peru that primarily promotes the development of the country’s agricultural sector through lending. Today, it also offers credit for consumers, microenterprises and housing improvements, and has expanded its financial services to promote micro-savings and provide micro-insurance. This institution has been instrumental in helping borrowers recover from the devastating earthquake in the Ica region in 2007, and works with Peru’s National Bank to reach some of the poorest and most remote microfinance clients in the country.

About Peru

  • $12,000
    Average annual income
  • 105
    View loans »
    Peru Loans Fundraising
  • $57,923,600
    Funds lent in using Kiva
  • 2.8
    Peru Nuevos Soles (PEN) = $1 USD