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Virginia Flora
Virginia is 41 years old and single. She doesn't have any children. She dedicates her life to making and selling cheese. She lives in the community of Caluyo, which is a region known for its cattle rearing, as well as sheep, lama, and other species. The local weather is quite inhospitable: during the day the heat is intense in the sun, and at night under the starlight the cold reaches temperatures below zero.

Virginia works constantly as long as the day lasts, since daylight determines her work schedule. At night she lights a fire to keep warm. Life in the stable is very hard: long days of hard work and long nights in the cold, but these hardships are Virginia's way of life. Cheese making requires sacrifice and she needs to improve her business by buying dairy cows. The profit will allow her to improve her quality of life.

This is why Virginia is requesting a loan to buy dairy cows, and in turn improve her cheese output.
View original language description ↓
Virginia es una mujer de 41 años de edad soltera y sin hijos. Su vida la dedica a la producción y comercialización de quesos. Ella vive en la comunidad 'Caluyo' una región caracterizada por la crianza de ganado vacuno, ovino y camélido entre otros. el clima del lugar es bastante inhóspito, de día bajo los rayos solares el calor es intenso y de noche bajo la luz de las estrellas el frío es bajo cero grados. Virginia trabaja constantemente toda la luz del día, que determina su jornada laboral, durante la noche enciende su fogata para abrigarse. La vida del establo es muy difícil, largas jornadas de trabajo duro y largas noches de intenso frío. Todas esas dificultades son la costumbre de Virginia, la producción de quesos es muy sacrificada y ella necesita mejorar su negocio comprando vacas lecheras y asi con los beneficios mejorar su calidad de vida.
Es por esos motivos que Virginia solicita un préstamo para comprar vacas lecheras y así mejorar su producción quesera.

Additional Information

About Emprender

Emprender has been working in Bolivia since 1999. It is dedicated to becoming a key tool in the development of its clients and the improvement of their quality of life. Operating in three of Bolivia’s major cities – La Paz, Cochabamba, and Santa Cruz – Emprender offers both urban and rural clients the opportunity to obtain financial products tailored to fit their needs and businesses. These products include housing loans, salary loans, “opportunity” (short-term) loans, and higher education loans. To better the quality of life for its clients and non-clients through non-financial services, Emprender offers free medical consultations and health classes given by trained doctors.

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About Bolivia

  • $2,817
    Average annual income
  • 104
    View loans »
    Bolivia Loans Fundraising
  • $29,131,375
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD
Paying Back

This loan has been fully funded!

A loan of $1,500 helped Virginia Flora to buy dairy cows.
27% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Jun 24, 2014
Listed
Jul 14, 2014
Currency Exchange Loss:
N/A