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Juana is a hard-working 63-year-old married woman, who lives with her family in Palpa. For many years she has sold cheese at the market. Her business is a success because she is very hard-working, responsible, kind, and, above all, because she offers good-quality products at a fair price. She also has a small business selling livestock, and she rears cattle such as cows and sheep. She has a great desire to get ahead in life and always works hard and is dedicated to her work so that she can improve her family's quality of life. Juana is grateful to Kiva lenders because with their support she receives from them, she will be able to buy supplies to feed her livestock, so that when they are ready, she will be able to offer them for sale and receive additional income. She hopes to save this income so that, one day, she will be able to fulfill her dream of building her own house.
View original language description ↓
Juana es una mujer trabajadora, tiene 63 años de edad, es casada y vive en Palpa junto a su familia.
Desde hace muchos años se dedica al negocio de venta de queso en el mercado, le va muy bien porque es una persona muy trabajadora, responsable, amable y sobre todo porque ofrece productos de excelente calidad a un precio cómodo. También cuenta con un pequeño negocio de venta de animales, cuenta con crianza de animales como vacas, becerros, etc. Es una persona con muchas ganas de salir adelante, siempre trabaja con mucho esfuerzo y dedicación para poder mejorar la calidad de vida de su familia.
Juana está agradecida con los prestamistas Kiva porque con el apoyo que le han brindado podrá comprar insumos para poder alimentar a los animales y de esta manera cuando estén en condiciones pueda ofrecerlos al mercado, generando así un ingreso adicional, el que podrá ir ahorrando para más adelante poder cumplir su gran sueño: "Construir su casa".

Additional Information

More information about this loan

This loan is designed for people who have no access to financial services because they lack collateral or credit history, or run informal businesses. Caja Señor de Luren identifies these clients through a unique scoring system that evaluates their repayment capacity based on socio-economic and demographic indicators. The goal is to expand access to credit to vulnerable borrowers, empowering them to improve their income and living conditions.

About Caja Rural Señor de Luren

Caja Rural Señor de Luren is a microfinance institution based in Ica in southern Peru that primarily promotes the development of the country’s agricultural sector through lending. Today, it also offers credit for consumers, microenterprises and housing improvements, and has expanded its financial services to promote micro-savings and provide micro-insurance. This institution has been instrumental in helping borrowers recover from the devastating earthquake in the Ica region in 2007, and works with Peru’s National Bank to reach some of the poorest and most remote microfinance clients in the country.

About Peru

  • $6,715
    Average annual income
  • 49
    View loans »
    Peru Loans Fundraising
  • $55,923,400
    Funds lent in using Kiva
  • 2.8
    Peru Nuevos Soles (PEN) = $1 USD
Paying Back - Currency Exchange Loss

This loan has been fully funded!

A loan of $550 helped Juana to buy supplies to feed her cattle and to improve her sales.
60% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Jun 27, 2014
Jul 13, 2014
Currency Exchange Loss: