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Flavia Francisca

Update on Flavia Francisca

Will and perseverance are qualities that define Flavia, a humble and hard-working 59 year old woman. For 8 years she has been selling footwear in the streets. She is a widow and she has 4 children all pf them adults and independent.. When she started to sell she managed to get the money for a stall in the local market. but when her husband passed away five years ago she decided to sell it. Thanks to the attention she gives to her customers and the quality of her product she has been able to gain a good clientele.

She is requesting a loan to increase the productivity of her capital. She needs to buy shoes for children and adults. Flavia has confidence in the loan as she wants to fulfill the demand from her clients and in this way make more profit. Her goal is to continue to expand her business, offer more product and manage to get a sales stall in the market. She is working with the goal of improving her living conditions. she wants to acquire enough capital to be able to rest quietly and securely.
View original language description ↓
La voluntad y la perseverancia son valores que definen a doña Flavia, una señora humilde y trabajadora de 59 años de edad, que desde hace ocho años se dedica a la venta de zapatos de manera ambulante. Es viuda y tiene cuatro hijos, todos mayores e independientes. Cuando inició a vender logró obtener dinero para un puesto de venta en el mercado de su comunidad, pero cuando murió su esposo, hace cinco años, decidió venderlo. Gracias a la buena atención y los productos de calidad que ofrece ha logrado ganar buena clientela.
Ella solicita el crédito para incrementar la producción de su capital, requiere comprar calzado para niños y adultos. Flavia deposita su confianza en el financiamiento puesto que desea cumplir con la demanda de sus clientes, de manera que pueda obtener mejores ingresos. Su meta es seguir creciendo en su negocio, ofrecer más productos y lograr obtener un puesto de venta en el mercado. Trabaja con el objetivo de mejorar su condición de vida, quiere obtener el capital suficiente para poder descansar tranquila y segura.

Previous Loan Details

Flavia, a humble merchant from Granada, sells shoes. This is a business she took over entirely when her husband died two years ago. She goes out to sell both inside and outside the city of Granada. She used her previous loan to buy her inventory of shoes, specifically men's boots, as it was a... More from Flavia Francisca's previous loan »

Additional Information

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.


About Nicaragua

  • $4,800
    Average annual income
  • 102
    View loans »
    Nicaragua Loans Fundraising
  • $24,739,175
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Flavia Francisca to buy children's and adult's shoes.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Jun 27, 2014
Jul 13, 2014
Currency Exchange Loss:
Feb 17, 2015