Update on Juan CarlosEvery morning, fresh air caresses the face of Juan Carlos, who, with much energy, leaves his house in order to analyze the condition of his crops. He always makes sure that the tomatoes, sweet peppers, and tobacco are fit to be consumed, and he is concerned with the wellbeing of his customers.
He is 40 years old, and he is married with four children. He started his farm business 20 years ago, and it has been his principal source of income. His wife has been his right hand, and together they fight to give their family better living conditions.
Juan is requesting a second loan in order to increase his capital production; he needs to purchase agricultural supplies, fertilizers, and agrochemicals for controlling attacks from pests and other diseases.
He says that he is very grateful for the first loan, as he was able to achieve better income, which made it possible for him to cover the costs of his children’s schooling and improve their diet. He hopes that his crop yields will be good. One of his goals is to improve the infrastructure of his home and purchase work equipment.
Juan solicita el segundo crédito para aumentar la producción de su capital, requiere comprar insumos agrícolas, fertilizantes y productos agroquímicos para controlar el ataque de plagas y otras enfermedades. Manifiesta estar muy agradecido con el primer financiamiento puesto que logró obtener mejores ingresos económicos, lo que le permitió cubrir los gastos escolares de sus hijos y mejorar su dieta alimenticia. Anhela que el rendimiento de sus cosechas sean buenas. Una de sus metas es mejorar la infraestructura de su hogar y comprar equipos de trabajo.
Previous Loan DetailsJuan, 38 years old, in the trade of agriculture, is originally from Pueblo Nuevo in the municipality of Esteli. He is a married father of four children who are 18, 14, 12, and 5 years of age respectively. He sows vegetables. He began very young since his family makes a living in the same way. He ... More from Juan Carlos's previous loan »
Concurrent and Successive Loans
Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.
This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.
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