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Marina raises a 16-year-old daughter. She tries to provide her with everything she needs, which is why Marina works hard to keep up with financial challenges and keep her business running. Marina sells women’s clothing items in one of the busiest markets in Simferopol, Ukraine. The inventory she sells is very high quality. Even though her prices are a little higher than average, Marina has gained many loyal customers who keep coming back to buy clothes from her.

Marina has been in business for about 20 years. The loans she has received and promptly repaid with Nadiya Ukraine have promoted consistent increase in her sales and profits. Currently, she has around 6,000 Grivnas of working capital. Her net profit is about 2,000 Grivnas every month. Marina has requested a loan for 5,000 Grivnas to help open a new vending kiosk and expand her trade. She is hoping that this loan will have a positive impact on her business profitability and help her further improve the economic and social situation of her family.

Additional Information

About HOPE Ukraine

HOPE International, a Christian faith-based non-profit organization, has been operating in Ukraine since 1997. HOPE Ukraine was the organization’s first international venture. In addition to its core microfinance activities, HOPE also supports an active children's ministry in Ukraine in the form of “Tomorrow Clubs,” after-school programs that teach children the gospel through games, skits and songs.

About Ukraine

  • $8,200
    Average annual income
  • 7
    View loans »
    Ukraine Loans Fundraising
  • $6,400,325
    Funds lent in using Kiva
  • 5.9
    Ukraine Hryvnia (UAH) = $1 USD

Success!! The loan was 100% repaid

A loan of $850 helped Marina open a new vending facility.
100% repaid
Repayment Term
10 months (Additional Information)
Repayment Schedule
Oct 17, 2008
Nov 12, 2008
Currency Exchange Loss:
Jul 15, 2009