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Crower is a hard-working man, 26 years old, who lives in Ica with his wife and their 2 children. His family provides his major motivation to get ahead. It is for them that he works tirelessly in order to offer them a better future.

For various years now, Crower has worked in the countryside on the large farms of the zone where he lives. Things are going well because he is a very responsible and competitive person with strong desires to advance.

Crower is grateful to Kiva lenders because with the help they have offered, he has been able to remodel his home, repainting the walls and making his house more secure. He did this so his family could live in a safer environment with greater comfort. In this manner, Crower is improving his quality of life and will continue striving to advance his children.
View original language description ↓
Crower es un hombre trabajador, tiene 26 años de edad, vive en Ica junto a su cónyuge y sus dos hijos.
Su familia es su mayor motivación para salir adelante, es por ellos que trabaja incansablemente para poder brindarles un futuro mejor.
Desde hace varios años trabaja como Obrero de Campo en los fundos de la zona donde vive, le va muy bien porque es una persona muy responsable, luchadora y con muchos deseos de superación.
Crower está agradecido con los prestamistas Kiva porque con el apoyo que le han brindado él podrá remodelar su vivienda como pintarrajear las paredes y mejorar el sistema de seguridad de su domicilio, para que de esta manera su familia pueda vivir en un ambiente más seguro y con mayores comodidades, de esta manera estará mejorando su calidad de vida y seguirá esforzándose para poder sacar adelante a sus hijos.

Additional Information

More information about this loan

This loan is designed for people who have no access to financial services because they lack collateral or credit history, or run informal businesses. Caja Señor de Luren identifies these clients through a unique scoring system that evaluates their repayment capacity based on socio-economic and demographic indicators. The goal is to expand access to credit to vulnerable borrowers, empowering them to improve their income and living conditions.

About Caja Rural Señor de Luren

Caja Rural Señor de Luren is a microfinance institution based in Ica in southern Peru that primarily promotes the development of the country’s agricultural sector through lending. Today, it also offers credit for consumers, microenterprises and housing improvements, and has expanded its financial services to promote micro-savings and provide micro-insurance. This institution has been instrumental in helping borrowers recover from the devastating earthquake in the Ica region in 2007, and works with Peru’s National Bank to reach some of the poorest and most remote microfinance clients in the country.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.


About Peru

  • $12,000
    Average annual income
  • 131
    View loans »
    Peru Loans Fundraising
  • $58,884,300
    Funds lent in using Kiva
  • 2.8
    Peru Nuevos Soles (PEN) = $1 USD