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Monica is 30 years old and lives in the town of Kamwenge in the Fort Portal region of Uganda. She has two children with one of them currently in school. For the past seven years, Monica has been working hard to manage her veterinary drug shop, which sells animal drugs.

To help expand her business, Monica has requested a loan of 2,000,000 Ugandan Shillings from BRAC Uganda. The loan will be used to purchase more veterinary drugs and more items that are used in the business to sell, and will help Monica to generate greater profits and improve the family's welfare. Monica hopes that in the future, she will be able to have a better and healthier family.

Monica is a member of BRAC's Small Enterprise Program (SEP). The program primarily serves small entrepreneurs like Monica who do not have enough collateral for commercial loans, but have businesses that have grown too large for microloans.


Additional Information

About BRAC Uganda

This loan is administered by BRAC Uganda, a registered non-governmental organization (NGO) in Uganda that is also a part of the BRAC international network. BRAC Uganda attempts to address poverty through a holistic model, offering programs in education, health, water & sanitation, agriculture, and microfinance. BRAC Uganda’s microfinance program aims to provide the poor with easy, reliable, and efficient access to institutional financial services, and reaches over 150,000 families in Uganda. For more on BRAC Uganda, please see our partner page, and join our lending team, Friends of BRAC Uganda.


About Uganda

  • $1,800
    Average annual income
  • 291
    View loans »
    Uganda Loans Fundraising
  • $31,075,950
    Funds lent in using Kiva
  • 2,637.0
    Uganda Shillings (UGX) = $1 USD
Ended with Loss - Currency Exchange Loss learn more
A loan of $775 helped Monica to purchase more veterinary drugs and other items used in the business.
96% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jun 18, 2014
Jul 11, 2014
Currency Exchange Loss:
Jul 17, 2015