Su vida la ocupa en su negocio; la elaboración de fuegos artificiales pirotécnicos, su esposo la colabora y se encarga del mismo negocio ambos participan. Estos fuegos artificiales están presentes en casi todo acto social de su comunidad, todos los conocen y siempre son reconocidos.
Teresa aporta a su comunidad constantemente, organizando verbenas de recaudación de fondos para alimentar a los niños de la calle. Teresa no tiene tienda y trabaja a pedido, su sueño es tener su propia tienda y muchos fuegos artificiales en exposición.
Es por esos motivos que Teresa solicita un préstamo para la compra de material de fuegos artificiales para ayudar a los niños de la calle.
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This loan is part of an innovative partnership between Kiva Labs and Innovations for Poverty Action to evaluate the effects of product design changes on the welfare of micro-entrepreneurs and on the viability of microfinance institutions. Through this partnership, Emprender is testing several alterations to existing products that aim to address the limitations of financial services currently available to the poor by offering lower interest rates and/or more flexible payment dates. This loan is being offered to the borrower with an innovative flexible loan schedule. Because this product is previously untested and potentially riskier for the microfinance institution, funding this loan on Kiva is particularly important to Emprender.
About EmprenderEmprender has been working in Bolivia since 1999. It is dedicated to becoming a key tool in the development of its clients and the improvement of their quality of life. Operating in three of Bolivia’s major cities – La Paz, Cochabamba, and Santa Cruz – Emprender offers both urban and rural clients the opportunity to obtain financial products tailored to fit their needs and businesses. These products include housing loans, salary loans, “opportunity” (short-term) loans, and higher education loans. To better the quality of life for its clients and non-clients through non-financial services, Emprender offers free medical consultations and health classes given by trained doctors.
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