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Amanda Esperanza
Amanda is 34 years old. She went to school up to the third grade, and for lack of motivation and other economic reasons she couldn't continue her education. She is married and her husband works as an independent motorcycle taxi driver; he works every day and with this contributes a large part of the family's income. They have 2 children, an 11-year-old boy and a girl who is 6. The girl is in kindergarten and the boy is in sixth grade.

She is a merchant, a hard-working woman who day by day works to provide her family with the necessities. Amanda has a business in the city market where she sells basic goods, including crates, glasses, plates, spoons, etc. She has had her own business for 4 years, but before this she helped her mother in her business. That is where she took the initiative to have her own business. Her work schedule is from 7 in the morning until 1 in the afternoon.

The loan that she is requesting is to purchase crates, glasses, plates, spoons, etc. It will satisfy the need to purchase more products in bulk. This will generate a savings in her purchases, and more profit.

She wants to first have what is most necessary for herself and her children, for which she hopes to always work while God grants her health and life. The loan will help in satisfying the need to generate more sales and have more customers. The earnings will be designated part to the household expenses, part to paying off her debt, and part to continue investing.
View original language description ↓
Amanda de 34 años de edad, estudio hasta tercer grado por falta de motivación y otras razones económicas no pudo seguir la escuela, está casada su pareja se dedica a trabajar en una mototaxi propia, trabaja todo los días y con esto contribuye en gran parte a los ingresos de la familia. Tienen 2 hijos un varón de 11 años y una niña de 6, la niña estudia parvulario y el niño sexto grado.

Ella es comerciante, una mujer muy trabajadora que día a día se esfuerza para darles a su familia lo necesario. Amanda posee un negocio en el mercado de la ciudad en el que vende productos de primera necesidad, entre ellos están guacales, vasos, platos, cucharas etc. Tiene 4 años de tener negocio propio pero antes le apoyaba a su mamá en el negocio de ella. Ahí fue donde tomo la iniciativa de poner su propio negocio. Su horario es de 7 de la mañana a 1 de la tarde.

El préstamo que está solicitando, es para comprar guacales, vasos, platos, cucharas etc. La necesidad satisfecha será el comprar por mayor más producto, esto le genera un ahorro en sus compras y una mejor ganancia.

Desea tener primero lo más necesario para ella y sus hijos, por lo que espera trabajar siempre mientras Dios le regale salud y vida, el préstamo le ayudara en satisfacer la necesidad de generar más ventas y tener más clientela, las ganancias serán destinadas una parte al gasto de la casa, al pago de la cuota y en seguir invirtiendo.



Additional Information

More information about this loan

This loan is designed for rural women in El Salvador. Loan amounts are much smaller than average and the field partner is not requiring any guarantee for this type of loan. The goal is to support businesses that will enable women to work from their homes or start flexible businesses, as many of them are single mothers and are the sole caretakers for their families. Women who receive this type of loan also receive training on entrepreneurship, business management and budgeting.

About CrediCampo

This loan is administered by CrediCampo, a Kiva Field Partner in El Salvador. CrediCampo seeks to improve the lives of rural communities and their families in areas including health, education, basic services, and infrastructure. Through its Community Development Unit, CrediCampo provides scholarships, leadership development training, and financial education programs for families in rural areas. CrediCampo’s work is crucial in addressing the issue of poverty in El Salvador. Based on 2009 estimates, 37.8% of the population lives below the poverty line. To learn more about CrediCampo and their work, visit their partner page.

About El Salvador

  • $4,900
    Average annual income
  • 439
    View loans »
    El Salvador Loans Fundraising
  • $23,095,900
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $100 helped Amanda Esperanza to purchase crates, glasses, plates, spoons, etc.
100% repaid
Repayment Term
3 months (Additional Information)
Repayment Schedule
At end of term
Pre-Disbursed:
Jul 3, 2014
Listed
Jul 15, 2014
Currency Exchange Loss:
N/A
Ended:
Aug 17, 2014