Miriama is a 58-year-old married woman with one child. She makes and sells sandwiches, donuts, snacks and soft drinks in her community to earn a living. She has four years of experience with this business. Miriama needs a loan to buy loaves of bread, butter, jam, peanut butter, bags of flour, sugar, twisties and soft drinks. She plans to use her profits to pay for her family's weekly expenses. Miriama has been a member of SPBD since 2010.
South Pacific Business Development (SPBD) improves conditions for families living in poverty by providing accessible credit, training, and guidance to help them start, grow and maintain micro-businesses, build assets, finance home improvements, and afford to educate their children. 99% of SPBD’s loans go to women, who can borrow in groups to guarantee one another rather than put up collateral.