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Eder Joel
Eder is an enterprising young man, 28 years old, and lives in La Tinguiña with his family. His main motivation to get ahead is his family, and for them he always does his best in everything he does. For almost a year he has offered transportation service with a rented mototaxi and this is going well for him because he is very hard-working and responsible and because he is careful about the safety of his passengers and respects the traffic laws.

Eder is grateful to the Kiva lenders because with their help he will be able to remodel his room. He will fix the floor and lay ceramic tiles so that his room will be more comfortable and he will have a better quality of life. Thanks to this he will continue trying to fulfill his greatest dream in time, "to build his house of durable materials".
View original language description ↓
Eder es un joven emprendedor, tiene 28 años de edad, y vive en La Tinguiña junto a su familia.
Su mayor motivación para salir adelante es su familia, es por eso que siempre da lo mejor en todo lo que hace.
Desde hace casi 1 año trabaja brindado servicios de transporte con una mototaxi que alquila y le va muy bien porque es muy trabajador, responsable y porque se preocupa por el bienestar de los pasajeros y por respetar las leyes de tránsito.
Eder está agradecido con los prestamistas Kiva porque con el apoyo que le han brindado podrá remodelar su habitación, arreglará el piso y colocará mayolicas para que de esta manera su cuarto sea más cómodo y así pueda mejorar su calidad de vida. Gracias a esto él seguirá esforzándose para más adelante poder cumplir su más grande sueño: "Construir su casa de material noble".

Additional Information

About Caja Rural Señor de Luren

Caja Rural Señor de Luren is a microfinance institution based in Ica in southern Peru that primarily promotes the development of the country’s agricultural sector through lending. Today, it also offers credit for consumers, microenterprises and housing improvements, and has expanded its financial services to promote micro-savings and provide micro-insurance. This institution has been instrumental in helping borrowers recover from the devastating earthquake in the Ica region in 2007, and works with Peru’s National Bank to reach some of the poorest and most remote microfinance clients in the country.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.


About Peru

  • $12,000
    Average annual income
  • 96
    View loans »
    Peru Loans Fundraising
  • $57,954,100
    Funds lent in using Kiva
  • 2.8
    Peru Nuevos Soles (PEN) = $1 USD