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Esmeralda Rosa
Esmeralda is an entrepreneurial woman. She is 41 years old, a single mother, has one son, and lives in Cañete with her family. Her son is her greatest motivation to get ahead. It is for him that Esmeralda exerts herself each day in order to be able to improve his quality of life. For several years she has worked in food sales and it goes very well for her because she is very hardworking, innovative, and responsible, and because she always offers quality products.

Esmeralda is grateful for the Kiva lenders because with the support they have provided her, she will be able to remodel her home like plaster the walls, so that in this manner she can improve her standard of living. In this way, she will continue making an effort to be able to accomplish her great dream: “To have her own restaurant.”
View original language description ↓
Esmeralda es una mujer emprendedora, tiene 41 años de edad, es madre soltera, tiene un hijo y vive en Cañete con su familia.
Su hijo es su mayor motivación para salir adelante, es por él que Esmeralda se esfuerza cada día para poder mejorar su calidad de vida.
Desde hace varios años se dedica a la venta de comida y le va muy bien porque es muy trabajadora, innovadora, responsable y porque siempre ofrece productos de calidad.
Esmeralda está agradecida con los prestamistas Kiva porque con el apoyo que le han brindado ella podrá remodelar su vivienda como pintarrajear las paredes, para que de esta manera mejore su nivel de vida. Así, ella seguirá esforzándose para poder cumplir su mayor sueño: "Tener su propio restaurante".

Additional Information

About Caja Rural Señor de Luren

Caja Rural Señor de Luren is a microfinance institution based in Ica in southern Peru that primarily promotes the development of the country’s agricultural sector through lending. Today, it also offers credit for consumers, microenterprises and housing improvements, and has expanded its financial services to promote micro-savings and provide micro-insurance. This institution has been instrumental in helping borrowers recover from the devastating earthquake in the Ica region in 2007, and works with Peru’s National Bank to reach some of the poorest and most remote microfinance clients in the country.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Peru

  • $12,000
    Average annual income
  • 127
    View loans »
    Peru Loans Fundraising
  • $58,863,350
    Funds lent in using Kiva
  • 2.8
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A loan of $200 helped Esmeralda Rosa to remodel her home (plaster the walls of her home).
100% repaid
Repayment Term
9 months (Additional Information)
Repayment Schedule
Jun 30, 2014
Jul 12, 2014
Currency Exchange Loss:
Mar 10, 2015