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Carmen Luisa
Carmen, 49, is a hardworking woman who lives in Ica with her family. She studied education and has worked for more than 14 years as a teacher in a prestigious school. She has three children. They are her greatest pride, and she has gotten ahead little by little so she can give them a better quality of life.

Carmen is grateful to the Kiva lenders because with their support she'll be able to buy a t.v. set for her home so she can enjoy her free time with her children. That way she'll keep on making an effort to be able to achieve one of her biggest goals: to become a prosperous entrepreneur.
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Carmen es una mujer trabajadora, tiene 49 años de edad y vive en Ica junto a su familia.
Estudió la carrera profesional de Educación y desde hace más de 14 años trabaja como profesora en un colegio prestigioso. Tiene 3 hijos quienes son su mayor orgullo y por quienes poco a poco ha salido adelante para poder brindarles una mejor calidad de vida.
Carmen está agradecida con los prestamistas Kiva porque con el apoyo que le han brindado ella podrá comprar un televisor para su vivienda, de esta manera podrá disfrutar de sus momentos libres junto a sus hijos y así seguirá esforzándose para poder cumplir una de sus mayores metas: "Convertirse en una próspera empresaria".

Additional Information

More information about this loan

This loan is designed for people who have no access to financial services because they lack collateral or credit history, or run informal businesses. Caja Señor de Luren identifies these clients through a unique scoring system that evaluates their repayment capacity based on socio-economic and demographic indicators. The goal is to expand access to credit to vulnerable borrowers, empowering them to improve their income and living conditions.

About Caja Rural Señor de Luren

Caja Rural Señor de Luren is a microfinance institution based in Ica in southern Peru that primarily promotes the development of the country’s agricultural sector through lending. Today, it also offers credit for consumers, microenterprises and housing improvements, and has expanded its financial services to promote micro-savings and provide micro-insurance. This institution has been instrumental in helping borrowers recover from the devastating earthquake in the Ica region in 2007, and works with Peru’s National Bank to reach some of the poorest and most remote microfinance clients in the country.

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About Peru

  • $12,000
    Average annual income
  • 94
    View loans »
    Peru Loans Fundraising
  • $57,998,275
    Funds lent in using Kiva
  • 2.8
    Peru Nuevos Soles (PEN) = $1 USD