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Efrain is a young entrepreneur, just 23 years old, single, and lives with his family in Huanuco. The welfare of Efrain's family is the strongest motivation for his work. The desire to provide his family a better future is the reason that he strives each day to make his farm succeed.

Efrain has been a farmer for nearly two years and specializes in growing rocoto peppers. His farm is doing very well as he is a very responsible person, hardworking, and always strives to offer high-quality produce to customers.

Efrain is grateful to Kiva lenders because their help will allow him to purchase supplies such as fertilizers for his crops, harvest higher-quality produce, and boost his sales. A loan will help Efrain gradually save so that he can expand production of another crop, cacao.
View original language description ↓
Efrain es un joven emprendedor, tiene 23 años de edad, es soltero y vive en Huanuco junto a su familia.
Su mayor motivación en la vida es su familia, es por ellos que lucha día a día para poder ofrecerles un futuro mejor.
Desde hace casi dos años se dedica a la agricultura, específicamente al cultivo de rocoto. Le va muy bien porque es una persona muy responsable, trabajador y porque siempre se preocupa por ofrecer productos de excelente calidad en el mercado.
Efrain está agradecido con los prestamistas Kiva porque con el apoyo que le han brindado podrá comprar insumos como fertilizantes para abonamiento de sus cultivos, de esta manera obtendrá productos de mejor calidad y mejorará sus ventas. Gracias a esta ayuda poco a poco ahorrará para poder "Ampliar sus cultivos de cacao".

Additional Information

About Caja Rural Señor de Luren

Caja Rural Señor de Luren is a microfinance institution based in Ica in southern Peru that primarily promotes the development of the country’s agricultural sector through lending. Today, it also offers credit for consumers, microenterprises and housing improvements, and has expanded its financial services to promote micro-savings and provide micro-insurance. This institution has been instrumental in helping borrowers recover from the devastating earthquake in the Ica region in 2007, and works with Peru’s National Bank to reach some of the poorest and most remote microfinance clients in the country.

About Peru

  • $12,000
    Average annual income
  • 103
    View loans »
    Peru Loans Fundraising
  • $57,342,125
    Funds lent in using Kiva
  • 2.8
    Peru Nuevos Soles (PEN) = $1 USD
Paying Back - Currency Exchange Loss

This loan has been fully funded!

A loan of $550 helped Efrain to purchase supplies for crop maintenance.
29% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
At end of term
Jun 23, 2014
Jul 12, 2014
Currency Exchange Loss: