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Jesús is a small coffee grower in northern Nicaragua. At 59 years of age, he is a producer who is passionate about what he does. Jesús, his wife, and their three children work on their small farm in order to improve their living conditions.

Jesús learned how to farm from his father. Now he is passing on his knowledge to his children and teaching them the love of coffee growing so that their descendants can follow in their footsteps.

For the past three cycles, Jesús has maintained a quality harvest and stable volumes despite the spread of coffee rust that has affected coffee plantations throughout the country. This is considered to be one of the most catastrophic plant diseases that is known in all of history.

In order to keep his crops well-developed, Jesús is requesting a loan in order to buy farming supplies that will help improve the nutrition for his plants. This is part of the maintenance regimen for his coffee farm. As a result, he will continue achieving results that will positively impact his life and his community.
View original language description ↓
Jesús es un pequeño cafetalero de la zona norte de Nicaragua. Con 59 años de edad, es un productor apasionado por lo que hace. Junto a su esposa, y tres hijos, trabaja su pequeña finca para mejorar sus condiciones de vida.

La actividad agrícola a la que se dedica fue herencia de su padre, y ahora él la transmite a sus hijos, enseñándoles el amor a la caficultura; para que sus descendientes sigan la misma actividad económica.

En los tres últimos ciclos, ha logrado mantener una cosecha con calidad y volumen estable, esto a pesar del ataque de la plaga de “Roya” que afectó las plantaciones en el país, y que es considerada una de las enfermedades de plantas más catastróficas de toda la historia.

Para mantener el buen desarrollo de su producción, Jesús solicita un financiamiento para la compra de insumos agrícolas que le ayuden a mejorar la nutrición de sus plantas, lo cuales parte del plan de mantenimiento de su cafetal. Con esto conseguirá resultados que impactarán positivamente su vida y comunidad

Additional Information

More information about this loan

This loan is part of PAC's effort to help farmers expand their existing crop yields and increase their incomes. Coffee production loans help farmers increase their crop yields by enabling them pay to clean, prune, fertilize, and conserve their fields, deliver water, and replant trees needed to shade coffee plants. Farmers working with PAC also receive technical assistance and commercial services, as well as access to Fair Trade and organic certifications and international markets.

About PAC

PAC (Association for People in Community Action) is a community development organization in Nicaragua that offers clients loans, technical assistance and access to markets. Founded in 1996, it’s a joint initiative between World Relief Nicaragua and local farmers. PAC believes that increased agricultural production and improved technology can bring economic development to high poverty zones.

Some loans from PAC are disbursed in partial payments over a period of four to six months depending on the needs of the borrower. The borrower will not be charged interest on any funds that have not yet been disbursed. If the borrower decides not to use the entire loan amount, the unused portion will be returned to lenders in the form of a pre-payment.


About Nicaragua

  • $3,636
    Average annual income
  • 111
    View loans »
    Nicaragua Loans Fundraising
  • $24,398,000
    Funds lent in using Kiva
  • 26.0
    Nicaragua Cordobas (NIO) = $1 USD
A loan of $3,975 helped Jesús to buy farming supplies for his coffee crops.
Repayment Term
14 months (Additional Information)
Repayment Schedule
At end of term
Jun 19, 2014
Jul 12, 2014
Currency Exchange Loss:
Aug 11, 2014