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Medoline
Meet Medoline, a smallholder farmer from Chuka, Kenya. She has been involved in mixed farming for last 10 years, since she was 27. She sells milk, eggs, tea and vegetables produced on her 1 acre farm at a local market. She also engages in other small businesses to make ends meet.

The mother of three enjoys mostly attending to her farm animals and tilling land. Marketing of her produce and seasonal drought poses challenges for this undeterred farmer. She makes a point to name all the animals on the farm. Her favorite dairy cow goes by the name Kairu.

Medoline is seeking a loan to go into cereal farming. She wants to start growing cereal crops for human food and animal feed. In the future, she sees herself producing cereals for industrial starch.

Medoline made up her mind to join Juhudi Kilimo since it is the only microfinance organization in Kenya that supports marginalized rural smallholder farmers to get loans.

She is very optimistic that this loan will increase her income so that she can afford to pay for her children’s education.

Additional Information

More information about this loan

Juhudi Kilimo works with small-holder farmers in Kenya to finance purchases of dairy cows, chickens, agricultural equipment, and other assets that create immediate cash flow. Many of the assets are insured to prevent devastating business losses, and targeted technical assistance is provided to farmers. This loan will provide an income generating agricultural activity for small-holder farmers to improve their standard of living.

Important Information

To facilitate a partnership between Kiva and Juhudi Kilimo, K-Rep Group (Juhudi Kilimo’s 100% owner) has guaranteed Kiva funds in the event of institutional default. Lenders should be aware that the risk of borrower default remains borne by the lender.

About Juhudi Kilimo:

Juhudi Kilimo is a for-profit social enterprise working with small-holder farmers in Kenya to finance purchases of dairy cows, chickens, agricultural equipment, and other assets that create immediate cash flow. Many of the assets are insured to prevent devastating business losses, and targeted technical assistance is provided to farmers, from agricultural training to basic book keeping and local market research.

About Kenya

  • $1,800
    Average annual income
  • 835
    View loans »
    Kenya Loans Fundraising
  • $42,938,250
    Funds lent in using Kiva
  • 87.8
    Kenya Shillings (KES) = $1 USD
Paying Back - Currency Exchange Loss

This loan has been fully funded!

A loan of $575 helped Medoline to purchase cereals to go into cereal farming.
79% repaid
Repayment Term
18 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Jun 24, 2014
Listed
Jul 10, 2014
Currency Exchange Loss:
Possible