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Xuraman is 58 year old and married with four children who are in her care.

Xuraman’s principal activity and source of family income is the sale of appliances, and she has been doing this work for more than 24 years. She has managed to get ahead in her business and is a great example of success for her children.

Xuraman wants to apply for a loan of 1,500 AZN to buy sound equipment, irons, USB flash drives, fans and other products. She thinks the loan will be a big help, and with her earnings, she will be able to pay the educational costs for her children.

Her main goals are to grow her business and to expand to other areas of the country.

Additional Information

More information about this loan

This loan is designed for clients residing in settlements for Internally Displaced Persons (IDPs) in Bilasuvar, Azerbaijan. An internally displaced person (IDP) is someone who has been forced to flee his or her home due to armed conflict, violence, human rights violations, or natural or manmade disasters, but who, unlike a refugee, has not crossed an international border (source: UN Office for the Coordination of Humanitarian Affairs). Many of these people have failed to qualify for loans through formal channels due to low income and lack of collateral. By funding this loan, you are creating opportunities and supporting economic development in extremely underserved communities. 

About Aqroinvest

Aqroinvest Credit Union was founded by a group of 32 Imishli farmers in 2001, and has grown to become one of the largest credit unions in Azerbaijan. It boasts a portfolio of nearly $5 million and is wholly owned by its more than 3,500 borrowers, as of December 2011.

You can join Aqroinvest's Kiva lending team, Aqroinvest Dostları (Friends of Aqroinvest), and become a fan of the organization on Facebook here.

About Azerbaijan

  • $6,171
    Average annual income
  • 20
    View loans »
    Azerbaijan Loans Fundraising
  • $13,949,600
    Funds lent in using Kiva
  • 0.8
    Azerbaijan New Manats (AZN) = $1 USD
Paying Back

This loan has been fully funded!

A loan of $1,925 helped Xuraman to buy sound equipment, irons, USB flash drives, fans and other products.
41% repaid
Repayment Term
19 months (Additional Information)
Repayment Schedule
Jun 25, 2014
Jul 10, 2014
Currency Exchange Loss: