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Makhsudakhon U. is a 60-year-old woman. She is a widow and has two adult children. She has survived despite difficult circumstances thanks to her optimism, and she strives above all to care for her children. Makhsudakhon is a teacher, but when her husband passed away she decided to run her own business so as to be able to cover all the expenses of her family. She rented a small store on the main street of her neighborhood and stocked it with kitchen inventory. She started out 10 years ago with only $20 in capital. Gradually she expanded her business, and currently she has about $5,000 in capital. Now Makhsudakhon feels that with more working capital the shop could generate more income, so she is asking for a loan of 2000 Somoni ($600) to jump-start the business and raise the family's standard of living. She promises to repay the loan within 6 months.

Additional Information

About IMON International

IMON International (IMON) is a micro-deposit organization in Tajikistan that provides entrepreneurs with access to high quality financial products and services, including business loans, agriculture loans, consumer loans and micro-leases. Aiming to alleviate poverty, the organization helps unbanked individuals establish businesses in different sectors, including manufacturing, agriculture and service. Kiva lenders’ funds will help the organization to expand its outreach to even more entrepreneurs, farmers and traders in Tajikistan.

About Tajikistan

  • $2,700
    Average annual income
  • 154
    View loans »
    Tajikistan Loans Fundraising
  • $29,656,600
    Funds lent in using Kiva
  • 3.4
    Tajikistan Somoni (TJS) = $1 USD

Success!! The loan was 100% repaid

A loan of $600 helped Makhsudakhon to increase inventory in her kitchen store.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Oct 23, 2008
Nov 9, 2008
Currency Exchange Loss:
May 15, 2009