Danira, age 26, earns an income by farming taro and bananas on her small plantation. She sells her produce in her community or at the market. She has been engaged in this business for two years. She is the single mother of two small children, and she works hard to support her family. Danira joined SPBD this year to improve her business. She has now requested a loan so that she can buy seedlings, chemicals, fertilizer, a tiller, new overalls, a crowbar, a spade, and gloves. She will use the increased profits from her sales to cover her family's weekly expenses.
South Pacific Business Development (SPBD) improves conditions for families living in poverty by providing accessible credit, training, and guidance to help them start, grow and maintain micro-businesses, build assets, finance home improvements, and afford to educate their children. 99% of SPBD’s loans go to women, who can borrow in groups to guarantee one another rather than put up collateral.