Koleta is a 62-year-old widow with six children. She has a small vegetable garden, where she grows cabbages and cucumbers that she can sell in her community or at the market. She has been doing this for 11 years.
Koleta needs a loan to buy vegetable seeds, insect poison, fertilizer, a crowbar, a new wheelbarrow, and a tiller.
She has been a member of South Pacific Business Development (SPBD) since 2003. Koleta will use the profits from her sales to pay for her family's weekly expenses.
South Pacific Business Development (SPBD) improves conditions for families living in poverty by providing accessible credit, training, and guidance to help them start, grow and maintain micro-businesses, build assets, finance home improvements, and afford to educate their children. 99% of SPBD’s loans go to women, who can borrow in groups to guarantee one another rather than put up collateral.