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Banco Mujer Buscando El Triunfo Group
In this Group: Xinia , Marlen, Sixta, Yosseling, Helia, Elieth, Selfida

Update on Banco Mujer Buscando El Triunfo Group

Xinia is a 30 year old woman who is mother to four children, all minors. Three of them attend primary school. She lives in a common-law relationship with the father of her children who works as a construction assistant earning a minimum salary. They live in a rural community in Talalmanca. Xinia has a small plot of land where she undertakes different commercial activities like raising chickens and growing plantains. She prepares the land herself grows and cares for her crops. Occasionally she has the help of her partner when he has free time.

This is the second loan she has requested and she will invest it in buying chickens and feed. She has much desire to improve her living conditions and increase her inheritance and improving the productivity of her crops. Given this situation she is raising animals to be able to pay the installments of her loan as banana production does not follow a monthly schedule. Doing this she will generate more income and help her household. Together with Xinia is her group of six other members who will invest in their business and farming activities.
View original language description ↓
Doña Xinia es una mujer con tiene 30 años de edad, madre de 4 hijos, todos menores de edad,3 de ellos cursan la primaria, vive en unión libre con el padre de sus hijos, quien trabaja como ayudante de construcción devengando un salario mínimo. Viven en una comunidad rural Talamanca. Doña Xinia cuenta con un pequeño terreno donde desarrolla diferentes actividades productivas como lo es la cria de pollos y la siembra de plátano. Ella misma es quien prepara la tierra, cultiva y cuida de su cosecha y sus animales, en ocasiones cuenta con el apoyo de su companero en su negocio cuando éste tiene tiempo libre. Este es el segundo préstamo que solicita y lo va a invertir en la compra de pollos y alimento. Ella tiene muchos deseos de mejorar sus condiciones de vida y aumentar su patrimonio, mejorando la producción de sus cultivos, debido a ésta situación ella cria animales para poder hacer frente a sus pagos del préstamo, ya que el ciclo productivo del plátano no es mensual y asi genera más ingresos y ayuda a su hogar. Junto a Doña Xinia integran el grupo seis socias más que van a invertir en actividades comerciales y agropecuarias.

Previous Loan Details

Doña Xinia, 29, is a member of the Mujer Buscando El Triunfo community bank. She and her partner have 4 young children, 3 of whom are in school. Her partner makes a small income working construction, but it's not enough to support the family. Doña Xinia has a small plot of land where she grows... More from Banco Mujer Buscando El Triunfo Group's previous loan »

Additional Information

More information about this loan

In Costa Rica, funding for microfinance institutions is hard to come by, and many institutions find themselves having difficulty growing and reaching all the demand for loans that exist. Kiva works with Fundacion Mujer because it attends a very marginalized population in Costa Rica, with a specific focus on women. In addition to the loan, Fundacion Mujer provides specialized training programs for their borrowers on everything from computer classes to salon training. Because of the difficulty in obtaining capital in Costa Rica, Fundacion Mujer cannot serve all the women that need loans. Therefore Kiva plays a unique role in helping Fundacion Mujer grow its portfolio and reach borrowers it otherwise would not be able to.

About Fundacion Mujer:

Fundación Mujer is an organization specializing in the financial and personal development of female entrepreneurs in Costa Rica. They seek to reach underserved populations that may include indigenous communities, immigrants, refugees, victims of domestic violence or women living with HIV/AIDS. Fundación Mujer offers courses in both business and personal development, as well as training in concrete skills such as sewing and other crafts.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.


About Costa Rica

  • $12,900
    Average annual income
  • 9
    View loans »
    Costa Rica Loans Fundraising
  • $4,502,650
    Funds lent in using Kiva
  • 543.7
    Costa Rica Colones (CRC) = $1 USD

Success!! The loan was 100% repaid

A portion of Banco Mujer Buscando El Triunfo Group's $3,225 loan helped a member to buy supplies for her farming business.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Aug 15, 2014
Jul 11, 2014
Currency Exchange Loss:
Sep 24, 2015