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Heraclio is a young entrepreneur, 45 years old, who lives in San Martin with his family.

He has 3 marvelous children for whom he fights day after day to be able to offer them a better future.

For the past 8 years, he has worked in agriculture. The primary product that he grows is cocoa, and it is going very well for him because he is a very responsible, hard-working person and always has striven to offer products of excellent quality, looking to differentiate himself from other producers. Heraclio is very grateful to the Kiva lenders because, with the support they have offered him, he will be able to purchase fertilizers to be able to take care of his crop until the time to harvest it, and with this he will manage to get better products and, in turn, will get better income with which he can improve his family's quality of life.
View original language description ↓
Heraclio es un joven emprendedor, tiene 45 años de edad y vive en San Martin junto a su familia.
Tiene 3 maravillosos hijos por quienes lucha día a día para poder brindarles un mejor futuro.
Desde hace más de 8 años se dedica a la agricultura, el principal producto que cultiva es el cacao, le va muy bien porque es una persona muy responsable, trabajadora y siempre se ha esforzado en brindar productos de excelente calidad, buscando hacer la diferencia con los otros productores.
Heraclio está muy agradecido con los prestamistas Kiva porque con el apoyo que le han brindado él podrá comprar fertilizantes para poder realizar el mantenimiento de sus cultivos hasta la etapa de cosecha, con esto logrará obtener mejores productos y así obtendrá mayores ingresos con los que podrá mejorar la calidad de vida de su familia.

Additional Information

About Caja Rural Señor de Luren

Caja Rural Señor de Luren is a microfinance institution based in Ica in southern Peru that primarily promotes the development of the country’s agricultural sector through lending. Today, it also offers credit for consumers, microenterprises and housing improvements, and has expanded its financial services to promote micro-savings and provide micro-insurance. This institution has been instrumental in helping borrowers recover from the devastating earthquake in the Ica region in 2007, and works with Peru’s National Bank to reach some of the poorest and most remote microfinance clients in the country.


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About Peru

  • $6,715
    Average annual income
  • 130
    View loans »
    Peru Loans Fundraising
  • $56,116,275
    Funds lent in using Kiva
  • 2.8
    Peru Nuevos Soles (PEN) = $1 USD
Paying Back

This loan has been fully funded!

A loan of $900 helped Heraclio to purchase supplies such as fertilizers to maintain his crops.
0% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
At end of term
Jun 28, 2014
Jul 11, 2014
Currency Exchange Loss: