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Armando Edelmiro
Armando is a hardworking man. He is 22 years old, single, and lives with his family in Huancavelica. His family is his primary motivation, so he works hard in order to provide a better future for them. For the past three years, he has worked in the construction sector as a laborer. He is doing very well because he is responsible, hardworking, and has the drive to succeed.

Armando is grateful to the Kiva lenders because of the support they have provided. He will be able to buy a stove for his house and a bed. This will improve his family’s quality of life and he continues his efforts to move forward.
View original language description ↓
Armando es un hombre trabajador, tiene 22 años de edad, es soltero y vive en Huancavelica con su familia.
Su mayor motivación es su familia, es por ellos que trabaja arduamente para poder brindarles un futuro mejor.
Desde hace más de 3 años trabaja en Construcción Civil como obrero y le va muy bien porque es muy responsable,
trabajador y con muchos deseos de superación.
Armando está agradecido con los prestamistas Kiva porque con el apoyo que le han brindado él podrá comprar una cocina para su casa y una cama, de esta manera mejorará la calidad de vida de su familia y seguirá esforzándose para salir adelante.

Additional Information

More information about this loan

This loan is designed for people who have no access to financial services because they lack collateral or credit history, or run informal businesses. Caja Señor de Luren identifies these clients through a unique scoring system that evaluates their repayment capacity based on socio-economic and demographic indicators. The goal is to expand access to credit to vulnerable borrowers, empowering them to improve their income and living conditions.

About Caja Rural Señor de Luren

Caja Rural Señor de Luren is a microfinance institution based in Ica in southern Peru that primarily promotes the development of the country’s agricultural sector through lending. Today, it also offers credit for consumers, microenterprises and housing improvements, and has expanded its financial services to promote micro-savings and provide micro-insurance. This institution has been instrumental in helping borrowers recover from the devastating earthquake in the Ica region in 2007, and works with Peru’s National Bank to reach some of the poorest and most remote microfinance clients in the country.

About Peru

  • $12,000
    Average annual income
  • 98
    View loans »
    Peru Loans Fundraising
  • $57,944,700
    Funds lent in using Kiva
  • 2.8
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A loan of $375 helped Armando Edelmiro to buy a stove and a bed.
100% repaid
Repayment Term
9 months (Additional Information)
Repayment Schedule
Jun 25, 2014
Jul 11, 2014
Currency Exchange Loss:
Dec 17, 2014