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Mareme's Group
In this Group: Mareme, Ramatoulaye, Monique, Elisabeth, Kadiatou, Aminata, Adama*
* not pictured
This banc villageois is one of the most experienced in the lending scheme, bringing together women who have worked a long time within this framework. Years of co-habitation have solidified the bonds which characterise this group. Having accumulated a lot of time with the banc villageois programmes, they have learned to develop a spirit of group solidarity, which now allows them to face up to many situations. Their main businesses involve small-scale retail.

Mareme (the woman sat on the right with her hand raised) is the group's star lender. She is one of the group's core members thanks to her dynamic personality, her good sense and her capacity to guide new members into creating viable revenue-generating businesses. She sells fabrics and various dry goods. She is a married mother to six children: four boys and two girls. She has gained a certain mastery over her business through having practised it for over 15 years.

With this new loan, she is planning on purchasing several six-yard cuts of a variety of fabrics which will be resold during celebrations.

With the profits, she is planning on supporting her retired husband in paying for their family's daily living expenses.
View original language description ↓
Ce banc villageois est l’un des plus expérimentés du système et groupe en son sein des femmes qui ont une grande maîtrise du programme. La cohabitation durant des années a pu souder les liens qui sont caractérisés. Ayant un long vécu dans le programme des bancs villageois, elles ont su développer un esprit de solidarité de groupe leur permettant de nos jours de faire face à beaucoup de situations. Elles ont comme activité principale le petit commerce.

Madame Marème (assise à droite), est l’emprunteuse vedette de ce groupe. C’est une des femmes socle du groupement de par son dynamisme, son bon sens et sa capacité à accompagner les nouvelles adhésions à maintenir viable leurs activités génératrices de revenu. Elle est vendeuse de tissus et divers articles de mercerie. Elle est mariée et mère de 06 enfants dont 04 garçons et 02 filles. Elle maîtrise à merveille son activité pour l’avoir pratiquer pendant plus de 15 ans.

Avec son nouveau prêt, elle compte acheter diverses variétés de tissus par coupon de 06 yards pour la revente durant les fêtes.

Avec ses bénéfices, elle compte soutenir son mari à la retraite dans la gestion quotidienne des besoins de la famille.

Additional Information

About CAURIE Micro Finance

The mission of CAURIE Micro Finance is to contribute sustainably and to offer microfinance services adapted to impoverished micro-entrepreneurs, primarily women, based on the principles of ‘credit for the poor’ and on microfinance best practices, all while investing in order to become financially independent.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.


About Senegal

  • $2,300
    Average annual income
  • 44
    View loans »
    Senegal Loans Fundraising
  • $14,564,375
    Funds lent in using Kiva
  • 480.5
    Communauté Financière Africaine Francs BCEAO (XOF) = $1 USD

Success!! The loan was 100% repaid

A portion of Mareme's Group's $5,275 loan helped a member to purchase several six-yard cuts of a variety of fabrics which will be resold during celebrations.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
At end of term
Jun 26, 2014
Jul 7, 2014
Currency Exchange Loss:
Jan 17, 2015