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Mr. Mann Heum is a 44-year-old construction worker and is married to Mrs. Ry Hang, who is 46. The couple lives in Kotlokroam Commune, Siem Reap Province, and has five children, four of whom are in school. One of their children is married and no longer lives with tH.. Ry is a farmer but also makes mortar, which he sells from at his house and at construction sites. He earns about $3.25 a day. He has applied for a loan of $400 to buy a secondhand motorcycle, which he will use to transport mortar.

Additional Information

About HKL

Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 37
    View loans »
    Cambodia Loans Fundraising
  • $38,708,425
    Funds lent in using Kiva
  • 4,081.8
    Cambodia Riels (KHR) = $1 USD

Success!! The loan was 100% repaid

A loan of $400 helped Mann to purchase a secondhand motorcycle.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
Oct 21, 2008
Nov 8, 2008
Currency Exchange Loss:
Sep 15, 2009