Susuana is 49-years-old and lives with her husband and three children. She alternates her daily activities with the soft drinks. Susuana sells different types of drinks: Fanta, Coca Cola, Sprite, Alvaro, etc. She is taking her time with the business which is going well thanks to the determination she puts in each day.
Susuana wants to continue working in order to carry on supporting her family in this way. Susuana is asking for this loan in order to buy different types of drinks: Fanta, Coca Cola, Sprite, Alvaro, etc. for her business.
Susuana is very grateful for the loan offered and is committed to making the repayments, so are other members of this group.
About ID GhanaID Ghana is a microfinance NGO that provides financial and social services to underserved urban communities in Accra. ID Ghana’s socially-oriented business model provides clients with a number of social services, including financial literacy training, group discussions led by peer educators on health and nutrition education, child schooling, basic medical services, and counseling and legal services for women victims of violence.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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