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Elena is a 54-year-old, married woman, with three children. She is a very hard-working entrepreneur.

Elena has a food stall business in the Philippines. She has requested a PHP 40,000 loan through Negros Women for Tomorrow Foundation, Inc. (NWTF) in order to buy additional snack foods to sell.

Elena has been in this business for eight years. In the future, she would like to save enough money to expand her business and repair her family's home.

Additional Information

More information about this loan

On Friday November 8, 2013, Super Typhoon Haiyan made its way through Southeast Asia, causing substantial damage to homes and businesses in areas of the Philippines. Given the state of devastation following this storm, borrowers living and working in these areas may have difficulty making repayments on their loans, thus making their Kiva loans higher risk. More information >>

About Negros Women for Tomorrow Foundation

Negros Women for Tomorrow Foundation, Inc. (NWTF) is a non-governmental organization established with an aim to help men and women achieve self-sufficiency, particularly in the province of Negros Occidental’s low-income communities. The organization offers its clients a wide variety of products, including loans for micro-entrepreneurs, hospital income benefits, life insurance, accidental death benefits and more. Kiva lenders’ funds will be used to expand the reach of these products to low-income urban and rural communities.


About Philippines

  • $7,000
    Average annual income
  • 1106
    View loans »
    Philippines Loans Fundraising
  • $63,443,275
    Funds lent in using Kiva
  • 43.6
    Philippines Pesos (PHP) = $1 USD
A loan of $925 helped Elena to buy additional snack foods to sell.
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jun 18, 2014
Jul 8, 2014
Currency Exchange Loss:
Aug 7, 2014