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Zakiya, a twenty-six-year-old female, lives in Bundibugyo, Uganda. She is married with five children and all go to school. Zakiya depends on cocoa farming, she finds it difficult to meet her financial obligations as she has a low yield. That's why she decided to start buying cocoa to increase her sales.

She dreams of expanding her business by renting more cocoa gardens to increase her stock though unpredictable weather changes affect her. Zakiya will use the loan to buy cocoa to sell.

Additional Information

More information about this loan

This loan is part of HOFOKAM's program targeting poor and geographically excluded populations in Western Uganda. In addition to loans, it provides social and business training programs to low-income entrepreneurs and their communities. Since 2003, HOFOKAM has provided sustainable financial and non-financial services to promote social, economic and sustainable land development and improve the quality of life for vulnerable populations. The organization has a clear vested interest in underserved communities with its headquarters in rural Fort Portal and a number of branches in extremely remote areas.

About Uganda

  • $1,800
    Average annual income
  • 239
    View loans »
    Uganda Loans Fundraising
  • $31,040,150
    Funds lent in using Kiva
  • 2,611.0
    Uganda Shillings (UGX) = $1 USD
Ended with Loss - Currency Exchange Loss learn more
A loan of $250 helped Zakiya to buy cocoa to sell.
99% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Jun 13, 2014
Jul 8, 2014
Currency Exchange Loss:
Jan 19, 2015