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Aywayro Group
In this Group: Avelina, Maritsa Evangelina, Luordes, Guillermina *, Mercedes , Margarita, Ricardina, Emilia
* not pictured
Margarita is a member of the communal bank AYWAYRO. The bank is located in the Maras district, Urubamba province, in Cusco department.
Margarita is 51 years old, married, and has 5 children. She splits her daily work with the business of raising small animals. She has had this business for a good while, which is going well thanks to the resolve that she puts into her business every day. She raises her small animals to later sell them to her customers who ask for them. At the same time, she works selling chicha (traditional drink). She has had this business for a good while, which is going well for her due to the resolve which she puts into her business every day.

She asks for the loan to purchase feed for her business.

She is grateful for the loan that has been granted and pledges to meet all the established payments.

The other members work in agriculture, raising small animals and selling chicha.
View original language description ↓
La socia pertenece al banco comunal AYWAYRO, el banco está ubicado en el distrito de Maras, provincia de Urubamba y departamento de Cusco.
La socia Margarita tiene 51 años de edad es casada y tiene 05 hijos, la socia alterna a sus actividades diarias con el negocio de crianza de animales menores, la socia lleva buen tiempo con su negocio el cual le va bien gracias al empeño que le pone cada día a su negocio ,la socia cría a sus animalitos para luego venderlos a sus clientes que le solictan,la socia a la vez se dedica a la venta de chicha, la socia lleva buen tiempo con su negocio el cual le va bien gracias al empeño que le pone cada día a su negocio.
La socia solicita el crédito para la compra de alimentos para su negocio.
La socia se siente agradecida por el crédito otorgado y se compromete a cumplir con sus cuotas establecidas.
Los demás socios se dedican a la agricultura, crianza de animales menores, venta de chicha.

Additional Information

More information about this loan

Important Information

About Asociación Arariwa
Asociación Arariwa is a large non-governmental organization that started offering microcredit in 1994 to improve the quality of life, skills and equity of the population in the rural Cusco region of Peru. Arariwa serves the southern Andean provinces of Peru, and is distinguished by its efforts to reach the very poor, who often live in isolated rural areas. Arariwa fosters village banking, supports savings accounts, promotes access to education, and empowers women entrepreneurs (who make up 78% of its borrowers).

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Peru

  • $12,000
    Average annual income
  • 168
    View loans »
    Peru Loans Fundraising
  • $60,197,200
    Funds lent in using Kiva
  • 2.8
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A portion of Aywayro Group's $2,875 loan helped a member to purchase feed for her business.
100% repaid
Repayment Term
7 months (Additional Information)
Repayment Schedule
Jun 3, 2014
Jul 10, 2014
Currency Exchange Loss:
Dec 17, 2014