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Teriya Group
In this Group: Teh , Koniba , Aïssata, Alima , Djénèbou , Fadi
The Teriya Group is mostly made up of monogamous women. The average age of the group's members is 35 years old and each member has an average of four children each. They live in the Kanadjiguila district of Mandé, in Kati Cercle and they know each other through the bonds of community. The members of the group work in the retail of clothing made from pagne wax cloth of various qualities and they also run restaurants. In order to expand their working capital, the members of the group decided to collaborate with Soro Yiriwaso. This will be their second loan.

Koniba (the woman standing to the far right of the photo) has a good reputation for selling all kinds of pagne wax-cloth clothing. She plans on using this loan to purchase 50 sheets of pagne wax cloth in bulk from the main market. She sells her goods in Kanadjiguila to a mixed customer base. With this loan, Koniba plans on making an average profit of 80,000 FCFA per month. This money will be reinvested into her business in order to grow her revenue in partnership with Soro Yiriwaso.
View original language description ↓
Le groupe Teriya est majoritairement composé de femmes monogames. Elles ont en moyenne 35ans et 4 enfants. Elles habitent à Kanadjiguila commune du Mandé / cercle de Kati et se sont connues à travers des liens de voisinage.Les membres du groupe font le petit commerce d’habits (pagnes wax) de toutes les qualités, et de restauration.Dans le but d’augmenter leurs fonds de commerce, les membres du groupe ont décidé de collaborer avec Soro Yiriwaso et sont à leur 2èmecycle de prêt solidaire.
Madame Koniba(femme debout à l’extrême droite sur la photo) a une grande réputation dans la vente des pagnes wax de toutes les qualités. Elle compte utiliser son prêt pour acheter 50 pièces de pagnes wax en gros au grand marché.La revente se fait en détails à Kanadjiguila et à une clientèle mixte. Madame Koniba espère réaliser avec ce prêt un bénéfice mensuel moyen de 80 000 FCFA qui sera utilisé, pour être réinvesti dans l’activité afin d’augmenter ses revenus dans ce partenariat avec Soro Yiriwaso.

Additional Information

Important Information

Soro Yiriwaso is a microfinance institution that works primarily in rural and semi-urban areas of Mali to provide underprivileged communities with access to financial services.The organization facilitates access for disadvantaged clients, particularly women, to new resources and services, fostering solidarity and cooperation among its clients. Kiva lenders’ funds will enable Soro Yiriwaso to expand its outreach and target even more underserved Malians involved in business and agriculture.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.


About Mali

  • $1,100
    Average annual income
  • 40
    View loans »
    Mali Loans Fundraising
  • $11,450,100
    Funds lent in using Kiva
  • 479.6
    Communauté Financière Africaine Francs BCEAO (XOF) = $1 USD