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Guillerma Emilia
Guillermina is a fighting woman. She is 43 years old, married, and has 4 adolescent children. They don't attend school due to the distance of the school, since it is located 90 kilometres from the municipality of Puerto Cabezas.

Since she was a child she has worked in agriculture, and she has a farm of 40 manzanas which produces maize, bananas, tubers, grains and houses cattle. She asks for her first loan with the goal of increasing the area of production of bananas, malanga and taro. Her dream is to improve the productive quality of her farm.
View original language description ↓
Guillermina: Es una mujer luchadora, tiene 43 años de edad, es casada, tiene 4 hijos, adolescentes, no asisten al colegio debido a la distancia del colegio, ya que se encuentra a 90 kilómetros del municipio de Puerto Cabezas. Desde niña trabaja en la agricultura, tiene una finca de 40 manzanas, en la produce maíz, musáceas, tubérculos, granos básicos, producción de bovinos. Solicita su primer financiamiento con el objetivo de incrementar el área de producción de plátanos, quequisque y malanga. Su sueño es mejorar la calidad productiva de su finca.

Additional Information

More information about this loan

This loan is part of a Pana Pana project to help rural families that produce tubers and plantains on communal land access funding. Due to climatic change and unpredictable weather, agricultural loans in this region are high-risk. For this reason, microfinance institutions generally do not offer these loans or have high collateral requirements. In collaboration with Kiva, Pana Pana has developed this subsistence agriculture loan with a longer term and a one-year grace period, making it easier for farmers to repay the loan.

About Pana Pana

Pana Pana is a nonprofit civil association founded in 1990 in Nicaragua. The organization’s official name is Asociacion para el Desarrollo de la Costa Atlantica (Association for the Development of the Atlantic Coast) but they have always been know as Pana Pana which means “mutual help” in the local language.

Pana Pana offers loans for commerce, housing, and a small number of agriculture loans. They also have a small social development unit that runs Pana Pana’s non-financial services. This includes technical assistance for housing loans and the development of a water and sanitation project.


About Nicaragua

  • $4,800
    Average annual income
  • 106
    View loans »
    Nicaragua Loans Fundraising
  • $24,828,400
    Funds lent in using Kiva
  • 26.0
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Guillerma Emilia to increase the area of production of bananas, malanga, and taro.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jun 2, 2014
Jul 9, 2014
Currency Exchange Loss:
Aug 17, 2015