El Amanecer Group
In this community, a solidarity group called “El Amanecer” [The Sunrise] was formed. The members say that the name of the group was chosen because the sunrise is beautiful in their region. Each member is dedicated to a different activity: Luz-internet service; Daniela-clothing sales; Anayeli-chicken sales; Kenia-sales of home items by catalog; Laura-sales of shoes by catalog; and Arcenia-beauty salon.
Arcenia studied to be a stylist and succeeded in establishing a unisex salon 11 years ago. At first she paid rent; now she has achieved one of her dreams and with the earnings that she has made during this time she saved enough money to build her own salon. Similarly, she paid for her children's education with the help of her husband. That's why she has applied for a loan to invest in the purchase of material to continue offering her services as a stylist (dyes, straightening irons, powders, scissors to sell , capes, gloves, hair wax). She says that her children and parents are her greatest motivation to succeed. She thanks Kiva and VisionFund Mexico for the support that she will receive.
En esta comunidad se formó un grupo solidario llamado “El Amanecer” las integrantes comentan que el nombre del grupo lo eligieron pues el amanecer es hermoso en su comunidad. Cada una de ellas se dedica a una actividad diferente: Luz-Servicio De Internet, Daniela- Venta De Ropa, Anayeli-Venta De Pollo, Kenia- Venta De Articulos Para El Hogar Por Catalogo, Laura- Venta De Calzado Por Catalogo y Arcenia- salón de belleza.
Arcenia estudio para estilista y logró establecer una estética unisex desde hace ya 11 años al principio pagaba renta ahora ha logrado uno de sus sueños y con las ganancias obtenidas durante todo este tiempo juntó el dinero suficiente para la construcción de su propio local. De la misma manera, pagó los estudios de sus hijos con ayuda de su esposo, es por eso que ha solicitado un préstamo para invertir en la compra de material para continuar prestando sus servicios como estilista(Tintes, Planchas, Talcos ,Tijeras Para La Venta, Capas, Guantes, Cera),comenta que sus hijos y sus padres son la mejor motivación para salir adelante. Da gracias a Kiva y a VisionFund México por el apoyo que recibirá.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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Success!! The loan was 100% repaid