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Hermine lives in the village of Lori-Berd in Lori region. Hermine has a higher education in teaching and she is a teacher of elementary classes.

She started her first steps in teaching in the village school and it is over 30 years that she has worked there already. She is devoted to her work and to her pupils, whom she likes very much, and she says parting from them is really hard for her since during her teaching period she treats them like her own children. She is happy for them for each of their achievements and helps to overcome any difficulty in the teaching process.

She asks for a loan of 400,000 Armenian drams in order to buy a computer and learn computer skills, which are very important nowadays in education.

Additional Information

About “Nor Horizon”

“Nor Horizon” UCO LLC is committed to promoting poverty alleviation in Armenia by providing high-quality financial and other business development services to enterprising individuals in under-served rural and urban markets who have a strong will to establish and develop their own small-scale businesses. Originally created as the Armenian micro credit program of Oxfam (Great Britain) in late 1995, “Nor Horizon” LLC has been licensed under supervision of the Central Bank of Armenia since early 2006.

For more information about “Nor Horizon,” please visit the partner page or website.

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About Armenia

  • $6,300
    Average annual income
  • 127
    View loans »
    Armenia Loans Fundraising
  • $14,350,650
    Funds lent in using Kiva
  • 407.3
    Armenia Drams (AMD) = $1 USD
Paying Back - Currency Exchange Loss

This loan has been fully funded!

A loan of $1,000 helped Hermine to buy a computer and learn computer skills.
58% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Jun 20, 2014
Jul 6, 2014
Currency Exchange Loss: