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Siba Sambhu Shg Group
In this Group: Prena, Sabitri, Jan, Rama, Jangyaseni, Bimala, Moti, Raita, Bhagya, Janani, Ahalya
Prena is a 27-year-old lady. She is living in Odisha with her parents, husband and her two children, who are schooling. Her husband is a farmer. For the past four years, Prena has been engaged in the activity of selling cow's milk in her village. Her husband assists her in this activity.

Prena is a very responsible and ambitious woman. She is the leader of the group, Siba Sambhu Self Help Group (SHG). There are eleven members in the group, and all are women. The members of the group are involved in different kinds of activities like agriculture, and some have grocery shops. She, along with her group, has requested a loan of 165,000 INR. She will use her portion to purchase a cow and to repair her cow shed.

Prena has a dream to provide a better living for her family. She is grateful to Kiva and its lenders for this kind help and support.

Additional Information

More information about this loan

People's Forum focuses its work in some of the most underdeveloped districts in Odisha, characterized by poor infrastructure and high levels of poverty. By supporting this loan, you are enabling access to finance for borrowers living in some of India's poorest and most remote areas.

Important note about this loan

Due to Indian government regulations, if you fund this loan, you will not be repaid for at least 3 years. This borrower will likely repay your loan much sooner than that, in which case, the Field Partner may re-loan your funds to help other local borrowers. We want you to be aware of this minimum 3-year waiting period and the associated risks before making a loan to Indian borrowers on Kiva. Learn More >

About People's Forum

People’s Forum is a development organization based in Odisha, India that provides affordable loan products and support services to women. The organization distinguishes itself by reaching out to particularly marginalized groups, including leprosy-affected families, widows, single mothers, and disabled persons. People’s Forum will harness Kiva’s flexible, zero-interest capital to serve even more borrowers in one of the poorest regions of India.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About India

  • $4,000
    Average annual income
  • 25
    View loans »
    India Loans Fundraising
  • $5,655,475
    Funds lent in using Kiva
  • 60.1
    India Rupees (INR) = $1 USD