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Noemi is 36 years old and is married with three children who are in school. Noemi works very hard to provide for them. She runs a general store in the Philippines and has been in this business for five years.

Noemi has requested a loan of PHP 30,000 through NWTF to buy items to sell like shampoo, groceries, etc.

In the future, Noemi would like to save enough money so she can afford to send her children to college.

Additional Information

More information about this loan

On Friday November 8, 2013, Super Typhoon Haiyan made its way through Southeast Asia, causing substantial damage to homes and businesses in areas of the Philippines. Given the state of devastation following this storm, borrowers living and working in these areas may have difficulty making repayments on their loans, thus making their Kiva loans higher risk. More information >>

About Negros Women for Tomorrow Foundation

Negros Women for Tomorrow Foundation, Inc. (NWTF) is a non-governmental organization established with an aim to help men and women achieve self-sufficiency, particularly in the province of Negros Occidental’s low-income communities. The organization offers its clients a wide variety of products, including loans for micro-entrepreneurs, hospital income benefits, life insurance, accidental death benefits and more. Kiva lenders’ funds will be used to expand the reach of these products to low-income urban and rural communities.


About Philippines

  • $7,000
    Average annual income
  • 705
    View loans »
    Philippines Loans Fundraising
  • $63,241,750
    Funds lent in using Kiva
  • 43.7
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $700 helped Noemi to buy items to sell like shampoo, groceries, etc.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Jun 13, 2014
Jul 5, 2014
Currency Exchange Loss:
Jan 25, 2015