Pan, 41, lives in Prey Chhor District, Kampong Cham Province, Cambodia. She has five children who are enrolled in school right now. To make a living, she works as a farmer in a small rice field which is located just behind her house. So far, it is nearly 20 years that she has been involved in this farming business which can earn a net profit of USD 5 per day.
Pan wants to promote her family's income by raising baby pigs and selling them to local dealers when they are grown. Now she is borrowing a loan from HKL to use as capital investment for her new business. Pan would like to thank lenders for the financial support via HKL, which provides her with a much lower interest rate than its general loan product.
Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.