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Marco is 27 years old, divorced and currently lives with his parents. He wants the loan to purchase seedlings and fertilizer and to help the coffee plantation he plans to start. He wants to put enough work and maintenance into growing coffee so that production increases and he can therefore make more income. He hopes in the future to give his family a better quality of life and greater economic stability, and to continue to grow as a person and as a producer. This is the first loan he has received from FUDECOSUR. He has not had other loans in state banks before, but FUDECOSUR has given the loan with better cretit terms and much lower rate of interest.
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Marco tiene la edad de 27 años, está divorciado y vive con los padres actualmente. El crédito lo quiere para la compra de almacigo y abono y dar asistencia a una plantación de café que quieren iniciar. El desea darle el adecuado mantenimiento al cultivo para que este le permita tener una mayor producción y así tener mayores ingresos económicos. El espera en un futuro brindarle a su familia una mejor calidad de vida y una mayor estabilidad económica, y de poder seguir creciendo como persona y como productor. Es el primer préstamo que recibido de FUDECOSUR. El no había tenido antes otros préstamos en bancos estatales, pero FUDECOSUR le ha brindado el préstamo con mayores facilidades y la tasa de intereses mucho más baja.

Additional Information

More information about this loan

FUDECOSUR works in one of the poorest regions of Costa Rica, where microfinance institutions (MFIs) are scarce or have a hard time keeping up with demand for small loans. By providing mostly agricultural loans, FUDECOSUR reaches rural borrowers that many MFIs consider to be too risky. However, this has also made it more difficult for the organization to find stable sources of capital to lend. Kiva's flexible, risk-tolerant capital plays a critical role in helping FUDECOSUR grow its portfolio and support even more borrowers.


The Foundation for the Development of Southern Communities (FUDECOSUR) is dedicated to economically empowering its clients by providing credit and training programs that help improve living conditions for micro-entrepreneurs and their children across Southern Costa Rica. You can learn more about this Field Partner at

About Costa Rica

  • $12,900
    Average annual income
  • 50
    View loans »
    Costa Rica Loans Fundraising
  • $4,673,875
    Funds lent in using Kiva
  • 548.6
    Costa Rica Colones (CRC) = $1 USD

Success!! The loan was 100% repaid

A loan of $925 helped Marco to buy seedlings and fertilizer.
100% repaid
Repayment Term
38 months (Additional Information)
Repayment Schedule
Jun 24, 2014
Jul 10, 2014
Currency Exchange Loss:
Sep 18, 2014