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Freedom Group
In this Group: Atswei, Atswei
Atswei operates a fish business to earn an income. She is 51, married, and has two children-- two are still in school. She has been engaged in her business for three years, working from 8 A.M. to 6 P.M. each working day. She is able to earn a small return each month.

She is requesting her seventh loan through ID-Ghana. With her previous credit, which she has repaid in full, she bought fish. She used her increased profit to cover family food expenses and school fees. She believes that with Kiva's help, her business will grow and her family's life will improve. Atswei will use this loan to buy fish and sell it to customers. Her ambition is to greatly improve her family's standard of living.

She will share this loan with her loan group partner, Atswei An. They will hold each other accountable for paying back the loan.

Additional Information

About ID Ghana

ID Ghana is a microfinance NGO that provides financial and social services to underserved urban communities in Accra. ID Ghana’s socially-oriented business model provides clients with a number of social services, including financial literacy training, group discussions led by peer educators on health and nutrition education, child schooling, basic medical services, and counseling and legal services for women victims of violence.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.


About Ghana

  • $3,500
    Average annual income
  • 22
    View loans »
    Ghana Loans Fundraising
  • $11,565,250
    Funds lent in using Kiva
  • 3.0
    Ghana Cedis (GHS) = $1 USD
Ended with Loss - Currency Exchange Loss learn more
A portion of Freedom Group's $775 loan helped a member to buy fish and sell to customers.
96% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Jun 19, 2014
Jul 3, 2014
Currency Exchange Loss:
Jan 17, 2015