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Javier Francisco
Javier is best known for being responsible, as well as for his kind and smiling personality that has made the customers of his small grocery store feel comfortable for six years now.

Javier is 50 years old and widowed. He has a 10-year-old daughter, who every day dresses in her blue and white uniform to go to school.

Although this kind man was not able to go to university himself, it is his dream to be able to see his young daughter go to university, and for this he works very hard to grow his business, which he plans for his daughter to inherit.

Javier started with a clothing business in the market.

Then he decided to save money so he could open his own grocery store.

His goal is to continue investing in his business, for which he is requesting this loan to buy more toothbrushes, milk, soft drinks, bread, sugar and other products.

The loan will help him increase his inventory, along with shipments he receives from Spain. He hopes to increase his sales and income, so that he can achieve all of his goals with his daughter.
View original language description ↓
La responsabilidad de Javier es una de sus características más conocidas, antes de su personalidad amable y sonriente que hacen que los clientes de su pulpería se sientan a gusto desde hace seis años que se estableció. Javier es un señor viudo de 50 años y padre de una pequeña hija de 10 años, quien todos los días se viste con su uniforme azul y blanco para asistir al colegio. Tal vez este señor amable no pudo haber llegado a la universidad, pero para él es un sueño poder ver que su pequeña si lo haga y por eso trabaja fuerte para solidificar el negocio que piensa heredarle a su hija.
Javier inició con un establecimiento de ropa en un mercado. Luego decidió ahorrar y poner su propia pulpería. Su meta es seguir invirtiendo en su negocio, por lo que necesita de un préstamo para comprar más cepillos de dientes, leche, gaseosas, pan, azúcar, entre otros productos que siempre ha ofrecido. Esto le ayudara a incrementar su inventario y obtener más ventas, que le ayudaran a incrementar sus ingresos, junto con las remesas que tiene de España, para cumplir todas sus metas con su hija.




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About Nicaragua

  • $3,636
    Average annual income
  • 74
    View loans »
    Nicaragua Loans Fundraising
  • $23,414,475
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD
Paying Back

This loan has been fully funded!

A loan of $600 helped Javier Francisco to buy toothbrushes, milk, soft drinks, bread, sugar and other products for his small grocery store.
58% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Jun 25, 2014
Listed
Jul 8, 2014
Currency Exchange Loss:
N/A