Manitos De Oro Ii Group
The loan that they will take out will benefit the small business owners including Andrea. She said that a year ago she joined Pro Mujer, at the invitation of a staff person who went to visit her in her home. Currently she has a business knitting sweaters. She says that she began this business a number of years ago, learning it from her mother, and it is because of this that with some capital she had saved, she decided to open an independent business.
The loan that she is taking out now is to increase her capital (to purchase wool in bulk) that she will get from the wholesale merchants in El Alto and later, after making them, will put them in her retail space. This sort of work permits her to generate resources to help support her family since she is married and has two children.
When asked what she likes about Pro Mujer, she says that she likes the training programs and the health area that the institution offers.
El crédito que sacaran beneficiara a pequeñas microempresarias donde la señora Andrea es integrante, ella indica que hace un año que integra Pro Mujer, ingresando por la invitación de una promotora de la institución que fue a visitarle a su domicilio. En la actualidad ella tiene un negocio de tejido de chompas; da a conocer que este negocio lo implemento hace varios años, aprendiendo el mismo de su madre, es por ello que con un poco capital guardado decide emprender un negocio independiente.
El crédito que ahora sacará es para el aumento de capital (compra de lana por mayor) que adquirirá de las vendedoras mayoristas de la ciudad de El Alto y posteriormente a la elaboración lo instalará en su espacio de venta. Esta forma de trabajo le permite generar recursos para apoyar a su familia, ya que ella es casada y tiene dos hijos.
Cuando se le consulta qué le gusta de Pro Mujer, ella responde que le gusta las capacitaciones y el área de salud que le ofrece la institución.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
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