The loan that they are taking out will benefit the small business owners including Edith. She said that she joined Pro Mujer eight years ago, joining at the invitation of a friend who is a client of the institution. Currently, she has a business selling wool; she said that she has sold this product for a number of years. Upon seeing the diversity and wide sales that this product had in the market in La Paz, she decided to take it up.
The loan that she is now getting is to augment her capital (purchasing wool in bulk) which she will get from the wholesale merchants in the city of La Paz and later will sell in her retail space. This type of work permits her to generate resources to support her family since she is married and has two children.
When asked what she likes about Pro Mujer, she says that she likes the training programs, the loans, and the health area that the institution offers.
El crédito que sacaran beneficiara a pequeñas microempresarias donde la señora Edith es integrante, ella indica que hace ocho años que integra Pro Mujer, ingresando por la invitación de una compañera que es clienta de la institución. En la actualidad ella tiene un negocio de venta de lana; da a conocer que la venta de este producto lo inicio hace varios años, al observar la diversidad y amplia comercialización que tenía este producto en el mercado paceño, decide emprenderlo.
El crédito que ahora sacará es para el aumento de capital (compra de lana por mayor) que adquirirá de las vendedoras mayoristas de la ciudad de La Paz y posteriormente lo comercializará en su espacio de venta. Esta forma de trabajo le permite generar recursos para apoyar a su familia, ya que ella es casada y tiene dos hijos.
Cuando se le consulta qué le gusta de Pro Mujer, ella responde que le gusta las capacitaciones, el crédito y el área de salud que ofrece la institución.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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