Achica Arriba Group
The loan that they are taking out will benefit the small business owners such as María Elena. She says that a year ago, she joined Pro Mujer at the invitation of a friend who is a client of the institution. At the moment she has a neighborhood store. She said that she began the sale of these products a number of years ago. Upon receiving her first loan, she decided to open this business in her home.
The loan that she is getting now is to increase the capital (purchase rice and beans in bulk) that she will get from the wholesale vendors in the city of La Paz and later will sell in her retail space. This kind of work allows her to generate resources to support her family, since she is single and lives with her parents.
When asked what she likes about Pro Mujer, she says that she likes the training opportunities and the health area that the institution offers.
El crédito que sacaran beneficiara a pequeñas microempresarias donde la señora María Elena es integrante, ella indica que hace un año que integra Pro Mujer, ingresando por la invitación de una compañera que es clienta de la institución. En la actualidad ella tiene un negocio de tienda de barrio; da a conocer que la venta de este producto lo inicio hace varios años, al obtener su primer préstamo, decide emprender este negocio en su domicilio.
El crédito que ahora sacará es para el aumento de capital (compra de arroz y fideo por mayor) que adquirirá de las vendedoras mayoristas de la ciudad de La Paz y posteriormente lo comercializará en su espacio de venta. Esta forma de trabajo le permite generar recursos para apoyar a su familia, ya que ella es soltera y vive con sus padres.
Cuando se le consulta qué le gusta de Pro Mujer, ella responde que le gusta las capacitaciones y el área de salud que ofrece la institución.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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