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Achica Arriba Group
In this Group: Maria Elena, Juan Carlos, Amalia, Jhanet Jhovana, Teodora, Paulina , Maria Virginia, Ana Cristina
The “ACHICA ARRIBA” solidarity group is in its third loan cycle with Pro Mujer, as part of the Centro Focal e Santiago II. It is comprised of eight members and is run by a board of officers of which María Elena is the president. The members of the group have a variety of businesses that they carry out, including the sale of potatoes and chuño (a freeze-dried potato product), a neighborhood store, construction service, sale of vegetables, and sale of potatoes.

The loan that they are taking out will benefit the small business owners such as María Elena. She says that a year ago, she joined Pro Mujer at the invitation of a friend who is a client of the institution. At the moment she has a neighborhood store. She said that she began the sale of these products a number of years ago. Upon receiving her first loan, she decided to open this business in her home.

The loan that she is getting now is to increase the capital (purchase rice and beans in bulk) that she will get from the wholesale vendors in the city of La Paz and later will sell in her retail space. This kind of work allows her to generate resources to support her family, since she is single and lives with her parents.

When asked what she likes about Pro Mujer, she says that she likes the training opportunities and the health area that the institution offers.
View original language description ↓
La A.C. “ACHICA ARRIBA” iniciará el tercer ciclo en Pro Mujer, como parte del Centro Focal de Santiago II, está compuesta por ocho integrantes y está dirigida por una mesa directiva donde la señora María Elena es la Presidenta. Los negocios que las integrantes de la asociación comunal llevan adelante son variados entre ellos existen: venta de papa y chuño, tienda de barrio, servicio de construcción, venta de hortalizas, venta de papa.

El crédito que sacaran beneficiara a pequeñas microempresarias donde la señora María Elena es integrante, ella indica que hace un año que integra Pro Mujer, ingresando por la invitación de una compañera que es clienta de la institución. En la actualidad ella tiene un negocio de tienda de barrio; da a conocer que la venta de este producto lo inicio hace varios años, al obtener su primer préstamo, decide emprender este negocio en su domicilio.

El crédito que ahora sacará es para el aumento de capital (compra de arroz y fideo por mayor) que adquirirá de las vendedoras mayoristas de la ciudad de La Paz y posteriormente lo comercializará en su espacio de venta. Esta forma de trabajo le permite generar recursos para apoyar a su familia, ya que ella es soltera y vive con sus padres.

Cuando se le consulta qué le gusta de Pro Mujer, ella responde que le gusta las capacitaciones y el área de salud que ofrece la institución.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

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About Bolivia

  • $2,817
    Average annual income
  • 77
    View loans »
    Bolivia Loans Fundraising
  • $28,645,575
    Funds lent in using Kiva
  • 6.9
    Bolivia Bolivianos (BOB) = $1 USD
Paying Back

This loan has been fully funded!

A portion of Achica Arriba Group's $4,050 loan helped a member to purchase rice and beans in bulk.
88% repaid
Repayment Term
11 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Jun 6, 2014
Listed
Jul 8, 2014
Currency Exchange Loss:
Possible