Simbilisio is a 27-year-old man. He is married with one child. He operates a retail shop for twelve hours a day. He has been in that business for three years and has additional income from motorcycle transport.
Simbilisio has asked for a loan to buy rice, salt, sugar, soap, and other merchandise to sell. Like other people dealing in retail, he is also affected by price fluctuations, yet he hopes to expand his business.