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Solmaz is 54 years old. She is married and has two daughters and two sons. Her husband earns money for the family working as a laborer. Solmaz has been working as a farmer for 20 years. She raises fruits (pears, apples, cherries and apricots) and vegetables (greens, green onions, cucumbers, potatoes, etc.) and then sells at the local bazaar.

Azerbaijan cuisine is very rich and various. People prepare different national dishes from vegetables with meat. They cook basdirma, bughlama, doghramajh, dovgha, etc. They also like fresh fruits for dessert or prepare different fruit pies, cakes and kinds of juice for holidays, parties and ordinary life.

Though Solmaz is old, she is still a very hardworking woman. She loves her job and wants to expand it. She applied for 1,000 AZN in order to buy new fertilizers and build a small greenhouse for her garden. She knows that this will protect her harvest and increase her income.

Additional Information

More information about this loan

This loan is designed for clients residing in settlements for Internally Displaced Persons (IDPs) in Bilasuvar, Azerbaijan. An internally displaced person (IDP) is someone who has been forced to flee his or her home due to armed conflict, violence, human rights violations, or natural or manmade disasters, but who, unlike a refugee, has not crossed an international border (source: UN Office for the Coordination of Humanitarian Affairs). Many of these people have failed to qualify for loans through formal channels due to low income and lack of collateral. By funding this loan, you are creating opportunities and supporting economic development in extremely underserved communities. 

About Aqroinvest

Aqroinvest Credit Union was founded by a group of 32 Imishli farmers in 2001, and has grown to become one of the largest credit unions in Azerbaijan. It boasts a portfolio of nearly $5 million and is wholly owned by its more than 3,500 borrowers, as of December 2011.

You can join Aqroinvest's Kiva lending team, Aqroinvest Dostları (Friends of Aqroinvest), and become a fan of the organization on Facebook here.

About Azerbaijan

  • $6,171
    Average annual income
  • 27
    View loans »
    Azerbaijan Loans Fundraising
  • $13,991,525
    Funds lent in using Kiva
  • 0.8
    Azerbaijan New Manats (AZN) = $1 USD
Ended with Loss - Currency Exchange Loss learn more
A loan of $1,300 helped Solmaz to buy new fertilizers and build a small greenhouse for her garden.
90% repaid
Repayment Term
17 months (Additional Information)
Repayment Schedule
Jun 25, 2014
Jul 4, 2014
Currency Exchange Loss:
Mar 17, 2015