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The woman in the picture is named Zulfiniso. She is 32. She is married. For six years, Zulfiniso has been raising cattle from her home. She learned how to do this on her own. In Tajikistan, 60% of the population works in agriculture, including raising livestock. Her husband helps her feed, water and care for the cattle. Zulfiniso has completely mastered this work and it has begun to be a significant source of income. Zulfiniso now wants to expand her business and has taken out a loan with which she intends to buy a few calves. She will increase the number of cattle she has and thereby increase the profitability of the business.
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Женщину на фотографии зовут Зулфинисо. Ей 32 года. Она замужем. Зулфинисо 6 лет дома занимается разведению крупно рогатых скотов. Она научилась данной деятельностью сама. В Таджикистане 60% населения занимаются сельскохозяйственной деятельностью, в том числе животноводством. Кормить, поить и ухаживать за скотами ей помогает ее муж. Зулфинисо освоила свою работу на 100% и начала приносить значительный источник дохода. Теперь Зулфинисо хочет расширить деятельность и получив кредит, намерена приобрести несколько голов телят. Чтобы увеличить поголовья скотин и увеличить доходность от бизнеса.

Additional Information

About MLO Humo and Partners

MLO Humo and Partners is a microfinance institution in Tajikistan that aims to support vulnerable and underserved populations living in rural areas through financial and consulting services for small businesses. Kiva loans are used by groups and individual borrowers to start and grow businesses and build brighter futures for themselves, their families and their communities. This is especially important in Tajikistan, the poorest country in Central Asia, where more than two-thirds of the population lives below the poverty line.


About Tajikistan

  • $2,700
    Average annual income
  • 133
    View loans »
    Tajikistan Loans Fundraising
  • $29,291,375
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD
Paying Back

This loan has been fully funded!

A loan of $2,500 helped Zulfiniso to increase her herd and expand her business.
55% repaid
Repayment Term
21 months (Additional Information)
Repayment Schedule
Jun 26, 2014
Jul 3, 2014
Currency Exchange Loss: