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Martha Isabel
“A close family produces strength,” is the motto of Martha and her family. For generations, her family has been producing and selling handicrafts on the street corners of Masaya and from their home. At age 51, Martha is a single mother of two children (ages 20 and 17) who are under her charge. She has only a primary school education because her financial situation did not allow her to continue. As a result, she had to contribute to the family business. She has now been in this line of work for 24 years and it is her only source of income. Martha receives help from her brother and her daughter.

Martha lives in a peri-urban area where most of the houses have bathrooms that are located on the patios. The walls are plastic and there is no roof. At the same time, many families use latrines, which have the same characteristics as bathrooms, but used in place of toilets. Martha’s elderly mother has a difficult time walking, so she would find it complicated to use this type of facility. For this reason, Martha is requesting a loan in order to build an enclosed toilet, which would pose less physical and health risks.

In the future, Martha plans to request another loan so that she can continue expanding and remodeling her home.
View original language description ↓
“La familia unida, hace la fuerza” ese el lema de Martha y de su familia, quienes de generación en generación han llevado su elaboración y venta de artesanías por los rincones de Masaya y de su casa. A sus 51 años, es madre soltera de dos hijos de 20 y 17 años de edad, de los cuales está a cargo. Su nivel académico es de primaria, pues su situación económica no le permitió avanzar más y contribuyó en el trabajo familiar. Ahora ya tiene 24 años, desde que pasó a sus manos este negocio y único ingreso, en el cual sirve de apoyo su hermano y su hija.
Martha vive en una zona periurbana, donde muchas de las casas tienen los baños en los patios, sus paredes son de plásticos y no tienen techo. Así mismo usan letrinas con las mismas características de los baños, en lugar de inodoros. Por consiguiente, para la mamá de Martha, quien es mayor de edad y se le dificulta caminar, es bastante complicado hacer uso de estas herramientas. Por esta razón, es que Martha solicita de un préstamo para construir su servicios higiénico y así poder una vida con menos riesgos de salud y físicos. En un futuro piensa solicitar otro préstamo para seguir creciendo y luego para remodelar su casa.

Additional Information

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About Nicaragua

  • $3,636
    Average annual income
  • 105
    View loans »
    Nicaragua Loans Fundraising
  • $24,397,800
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD
Paying Back

This loan has been fully funded!

A loan of $775 helped Martha Isabel to build an enclosed toilet.
46% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Jun 14, 2014
Listed
Jul 10, 2014
Currency Exchange Loss:
N/A